Data Protection - Privacy Notice
We recognise our responsibility to treat your personal information with care
and to comply with all relevant legislation, In particular the Data Protection
Act 2018 and the EU General Data Protection Regulation (GDPR) - the "legislation".
This notice covers our requirement to provide you with information on how and
why we use your personal data and of your rights under legislation.
We have provided you with a quotation and/or administer your insurance policy
and are classes as th "data controller" which means we process your data. The contact details are shown at the foot of this notice. Your data may be passed
to other parties, including insurers, for the purposes of arranging your insurance.
These parties could also be data controllers and where necessary will issue their own
Data Protection Privacy Notices.
We will use personal information about you mainly to provide you with a quotation
from Insurers, arrange and administer your policy if you buy one through us, arrange Premium Finance/Consumer credit if required, inform you about other products and
services and statistical analysis.
Some of your personal information we ask you to provide may be sensitive (special
category) as defined in the legislation. We can collect such information for Insurance
purposes without your specific consent, but it will only be used for the purposes set out above. if you give us information about another person, in doing so you confirm that they have given you permission to provide it to us and that we may use their personal data in the same way as your own set out in this notice.
Legal Basis for processing your Personal Information
We are required to have a lawful basis (as defined) in order to process your personal data and the relevant bases which we use are shown in the table below.
We may contectyou by email, text, telephone, mail or other agreed means to keep you up to date about our products and services. The legislation allows us to do this in our own commercial interest for certain communication with previous customers. in other circumstances we can only do so with your explicit consent. In all cases you can opt out from receiving such communications at any time.
Contact us/ Complaints
If you have a compliant about how we use your personal information, please contact us at the address below. You also have the right to lodge a compliant with the information Commissioner's office at any time. For further information on this Privacy Notice, to access your personal information or to exercise any of your other rights, please contact Courier insurance .co.uk 3/4 Dollywaggon Way Bamber Bridge Preston, PR56EW
Disclosure of your personal information
As a necessary part of providing you with the services described above we may need to disclose data to other third parties. These may include:-
Computer bureaux/Software Houses, insurers, other Insurance Intermediaries, Insurance Industry databases, Government databases, Regulatory authorities, the police and other law enforcement bodies.
Fraud Prevention and detection
To prevent and detect fraud we may at any time:-
1. Share information about you with other organisations and public bodies including the Police. 2. Check and/or file your details with fraud prevention agencies and databases. 3. Undertake additional fraud searches.
We can supply on request further details of the databases which we use.
Automated decision making and Profiling (if relevant)
For our on-line systems we carry out automated decision making to decide whether we can provide insurance to you and at what price. For all our quotation systems we may use external data from credit agencies.
Electoral Roll, ect. to help in decision- making on pricing and risk acceptance. This may be regarded as "profiling" as defined in the legislation. The legislation for both of these require safeguards in the event that they have legal or similar significant effect on individuals. We do not consider that our processing poses such risks, but you have rights to further information on these processes as explained below.
Your data will not be retained for longer than necessary and will be managed in accordance with our data retention policy. I most caesura the period will be for a maximum of 7 years following the expiry of an insurance contract unless we are required to retain the data for a longer period due to business, legal or regulatory requirements.
You have the following rightist relation to our processing of your personal data:-
1. The right to be informed about how we use your personal data (This privacy Notice)
2. The right to see a copy of the personal information we hold about you. (In most cases this will be free of charge)
3. The right to have personal information rectified if inaccurate or incomplete.
4. The right of erasure of your personal information were there is no compelling reason for its continued processing.
5. The right to restrict processing in certain circumstances, eg. if its accuracy is being contested.
6. The right to data portability which, subject to certain conditions, allows you to obtain and reuse your personal data across different services.
7. The right to object to certain processing including for the purposes of direct marketing.
8. Rights to information in relation to automated decision making and profiling.